Retirement Planning
in deciding how much of your nest egg to spend given the possibility of a long retirement.  Did
you know that a married couple age 65 has a 40% chance of one spouse living to age 95?  If you
are in relatively good health and wish to maintain your financial independence, you must manage
your financial affairs with longevity in mind.  

This
site from T. Rowe Price allows you to test the likelihood of your retirement portfolio lasting.  

Of course, retirement has many non-financial implications as well.  Often, people retire for six
months only to find that they are miserable.  Or spouses who previously had more space find
they are driving each other crazy.  Clearly, planning is the key.  Some good questions to ask
yourself may be:

  • How will I spend my time in retirement?
  • Is there other work I am passionate about that I can now attempt?
  • Are there other organizations that could use my help?
  • Have I considered new costs (such as increased travel)?
  • Do I have the resources to support myself?

Will you decide to work after you retire?  There are many benefits to doing so, financially,
emotionally, and physically. Below are some resources that help support retirees:

Civic Ventures is a think tank and an incubator, generating ideas and inventing programs to help
society achieve the greatest return on experience.

Founded in the late 1990s by social entrepreneurs John Gardner and Marc Freedman, Civic
Ventures is reframing the debate about aging in America and redefining the second half of life as
a source of social and individual renewal. Through research, publishing, conferences, and media
outreach, Civic Ventures reports on the growth of the experience movement. Through programs
and consulting, Civic Ventures brings together older adults with a passion for service and helps
stimulate opportunities for using their talents to advance the greater good. In these ways, Civic
Ventures is helping America realize an experience dividend.

Bridgestar's mission is to support and strengthen nonprofit organizations by enhancing the flow
and effectiveness of passionate and highly skilled leaders into and within the nonprofit sector.

Senior Job Bank exists to spread the word about the wisdom of tapping into the tremendous
resource of talents and skills of America's aging population. Our seniors are perhaps this planet's
most wasted natural resource. Expertise, knowledge and experience, developed over many
decades of living, simply does not vanish at any designated age! We must assure older
Americans a place in the mainstream of life in meaningful, productive, financially rewarding ...
and tax-contributing roles.

Retired Brains connects older workers with employers seeking to hire them. We also provide
important senior-focused information and links to charitable organizations and non-profits
looking for volunteers. You may search for a part-time job, a temporary or project assignment, or
a full-time job by entering the appropriate information below and running a job search or by
clicking on one of the featured companies to see the jobs they have posted.



IMPORTANT: At certain places on this McGinley Financial Advisory, LLC Internet site, live 'links'
to other Internet addresses can be accessed. Such external Internet addresses contain
information created, published, maintained, or otherwise posted by institutions or organizations
independent of McGinley Financial Advisory, LLC. McGinley Financial Advisory, LLC does not
endorse, approve, certify, or control these external Internet addresses and does not guarantee
or assume responsibility for the accuracy, completeness, efficacy, timeliness, or correct
sequencing of information located at such addresses. Use of any information obtained from
such addresses is voluntary, and reliance on it should only be undertaken after an independent
review of its accuracy, completeness, efficacy, and timeliness. Reference therein to any specific
commercial product, process, or service by trade name, trademark, service mark,
manufacturer, or otherwise does not constitute or imply endorsement, recommendation, or
favoring by McGinley Financial Advisory, LLC.
©2008 McGinley Financial Advisory, LLC. All rights reserved.